Schengen Visa Insurance is meant for people who wish to travel to the Schengen area countries. If your country is a part of the list of those whose respective citizens have to obtain the Schengen visa, this insurance is obligatory.
Your Schengen travel insurance has to meet the following criteria in order not to have your Schengen visa request denied:
The insurance has to be valid in all Schengen countries for the complete duration of the stay. The minimum coverage has to be €30,000. Finally, it must cover the emergency medical expenses as well as the reparation costs.
What does Schengen visa insurance usually cover?
The Schengen visa insurance covers different expenses and inconveniences, including:
Medical evacuation and medical repatriation, search and rescue costs, medical emergency assistance in the Schengen area, funeral expenses, lost, stolen and delayed baggage, lost and stolen travel documents, common coverage limitations, reparation of mortal remains, trip cancellation and/or interruption, returning of a minor, travel delays due to bad weather, operations of aesthetic nature, treatments of pre-existing health conditions, costs of prosthetics, implants apparatuses and optical devices, psychical, psychiatric and psychological illnesses, and Schengen visa basics. The similar rules apply to TN-1 visa, but for more information, visit tnvisaexpert.com
The Schengen visa allows their carriers to stay on the territory of member countries of the Schengen area. A maximum of 90 days in any 180-day period is the allowed amount of time to stay in the member country.
At the moment, 26 states are members of the Schengen Area. These countries are:
Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland.
Documents required for obtaining a Schengen visa
You will need the following documents in order to receive a visa:
Schengen visa application form, a passport valid for three months past the expiration date of the visa, a recent photograph, Schengen visa insurance, purpose of your travel, proof our accommodation in the member country, planned itinerary, proof of sufficient means of subsistence, civil status certificates, a birth certificate, a marriage certificate and the payed Visa fee.